Concept: Credit
A powerful force or the worst enemy
Credit.
How many families were ruined because of loans?
How mnay utsfeonr eewr dm?aE
Cerdti is gnteihyevr seecuba eyonm si citred.
I’St het eidtonniif fo ne.yoM Olko pu BD:et“ Eth Tfrsi 5000 Ayer.”S Eon fo teh mina sadie fo eht bkoo is htta reeht swa on etbrra ikel toms eoeppl h.iktN Rabret ryelra ocedurcr o.thrlislicaY Sotm ,cnmehstaR rrtedsa dan suisnsbe sonwer udes idcert ot wkon hwo wons hwat ot wmho.
Sach we caryr ni ruo cktsope es’otNd even oneglb ot su, laelgly isnek.paG TiS’ wobrroed to su.
Mdenor yenmo si off the dgol atddsarn oot os ’tIs idkn fo relh.twsoS I’Ts leacdl a itaf .syesmT Back in eth ady uyo oucld chexeagn cahs rof dglo at a fdiex ets .areT Ont oayd!T SiT’ A’“giuzF ielk ythe sadi ni the usfaom imoev (Lfwo of Lwla Etster).
Won if ymnoe si ,etdB hnte ywh ostm loppee era risfenufg mfor olan tie?etsnrS Eht esnwar si licipdn.seI Cipseinidl kasem ynoem. Lkca of dnsleicipi rostdyse yoe.mN
Fi uoy on’Td agree hwit hte enttestma vbeao it ylklie amnse yuo rae ermo fo a rnmsucoe nhta a .ourcerdP
Ctried rof mnocptinuos emaks neses hewn uyo vaeh eht lcieinpisd nad uoy gte rmoe uto of ti htna uoy yap rof .iT
Htige Ewordn fo eth Wrdlo si NellCT-osfor
Nmya sogienirl ttaes atth dtbe is dba. Aymn lrsutuce od to.O T’stAh lla I dareh tlniu I meaecb na tladu (iwhch swa ton rellay useluf).
Sy,E hte trliyae is tath teh serdnel ehva ooclrnt vreo hesto how era ebinetdd to ethm utb as any olo,T it si onyl dab if you use it fro tumopnconis or ryski oevms erewh het kisr is ont owrth eht oemv. Fro tginteg emor sse,tsA veeggirnla uoyr ehlwat ro ngitegt a norudtaurn an?oL T’Is hte crefpet o.loT
Detb in ogdo ndsah viseg oyu 2-5x mero rpweo nda clrtoon eorv uroy ianclnfai el.iF Tdeb in abd ansdh tksnprabu ploepe nda rysoetds is.ifmleA
Yuo trhiee akme pumdoonc nirttees wokr orf uyo or agintas u.yO Sa snomoee amtrs neoc dsa:I
Pmcounod enettsir si hte eigth nwored of het .wrdoL
Yuo ontD’ nwat to ftgih gnaitas t,ahT od oyu?
Eht ahuyintm is diddvei oitn otw eagrect,siO noe thta auedntrssnd pomunocd iserettn nda hte one ahtt osed on.T
Talof
Yb iths iopnt uyo dlhosu tdaenrnuds tath fere oymapterr yenom is gmziaan.
Refe mneyo rrefoev es’dnTo alerly sixet tub orrymaetp eyomn ofr er?fE Ho, hae.Y Ndiscidepli dcetir darc dohrles era odprstepu by ciplsiiduennd idrcet dacr ersh.odL TastH’ hwo the bssisune skwr.O
By setnitg up a etcdir drac eytsm:S
- you gte a elvhGhei-l mrcunoes ptntiecoro (okreb ewn ?oobcakM Ouy aer ovdrece.)
- yuo ertned a arc eliwh in Atanidlh as a stitoru (icnnrsaeu si ofdfree by otsm idcrte rsadc)
- you anwt to egt a 21-% ha-cKcbas (in DUS)
- you tnaw ot pksi nforgie cynrceru ontratsaicn eefs (gienv m-lrIeeta ketrma cisvnoeorn asret)
- yuo awnt to etg t,heoL ilraien nitsop (L,tinoH Rosmtari rae reeveeh,yrW es’Lt eb lear)
Stmo typtinlorma u?otghH S’Ti hte oa.tlF
Tsom drciet dsarc eavh a gaecr iperod of ta aeslt 52+ ayd.S Ogod crdsa ahve 5+5 dysa.
Ti aesmn ahtt oyu anc get eymno eet-rrfsTneei fro 5552- sd,aY up ot two ntos!hM Oiwnrgorb mnyeo ta 0% tenrites, gngeitt a dmryai of ,repsK adn rniecsug sfoeyrlu nisatga pnnlaeusat suitotsain is a e-Ibrnrn.aO (DtoN’ uoy thnki?)
Semsmeoti oyu cna nvee egt a 0% inrttsee ofr 12-81 shtmno onigd anlimim tnasypme ltiun teh aregc ieodrp is or.vE Serte’h tamols wyalsa a tcried radc ithw oirtyodunrct 0% PRA orf 12-81 stnmoh no teh akme.tR
Ta ihts oipnt I sue K$20 fo ridetc adcr tiilm rmof my AMEX EveryDay MR cadr thta ash fferoed sti:H
It aesnm I nac nesdp up ot 20$k fo ym irtdec rcad itmli no atht r,caD od imuinmm yampnste eyvre nto,mH and reutnr het ulfl tmuano in 15 hmnsot dna ayp %0 in trs.etniE
Its’n ti gae?tR
Vergaae iiecnzt of a Taenrcl Aanis nructyo nac drafof to ilve rfo a lflu eyra usgni hatt .antuoM
%0 eitesrtn tear rof eorm than a yare, acn uyo vbeeeli atht? Hwo lwil gvie you that rhote thna steeh estpy fo suoisnintt?iT I n’dTo nkthi namy fo su heva rsdiefn or yafiml remmseb ohw era htat nsreoe.gU Oyu wulod otn enev natw to eb eth eno ot aks fro 51 onsthm fo rtfeesr-Tinee .omnyE
Enco iaang, hits occenpt si otnnihg wen to ssebnsui noesrw nda lnyicnfiaal sayvv poepel in eth smot eoleddpev alniicnaf aretmk ni bgolal .hyostrI
Ni inegoevldp itcensruo othg,hU eicrtd srcda aer too bsci.A Si’t nfoet not neev worht eth annual eef eosm of eth ascrd otsc so dngcieoirns mteh si a taews of miet. Fi uoy do imeohtn,gS og to the tgbsegi cusreo trihg waay as ythe say.
’Ill yal out erom ostnoip fro uyo retal in Spet 3 nda Tspe 4 but eht mtotob line frmo itsh tcsioen si ttah yuo atwn to fdin asyw ot xetden ealvu fo your own eymo.N Ouy ’odTn lleary antw to edsnp yruo onw men.yO ’ttsAh eht tic.rK
Neehvwre bissoelp ti has ot eb Ehrot Pe’seoLp Neomy (POM) csbaeeu henw eht emit ceosm (it oltaeslbuy iwll) you dtoN’ atnw ot gtfih on uory wno iagstna yamsmc ,ahergcS lcka fo cromstue resviec, nasunier,C ltvaer ccupihs adn erhto ngioanny is.tiunaosT
Y?wH Ubseeca sknab lilw not trptceo uory nemoy atht si ni oyur chcenkig ccuanot as uhmc sa yhte lliw rttopec erthi .neymO Eth omnye yuo sedu as driect mofr yuor ercidt adcr hichw in acgunitcon rmets is tno your oemy.N Het menoy yuo npdes via dertic adcsr si a ialbyitli fo ttha rseis.U
Gsnui teehs nisdk of rtesegatsi acn pleh yuo tsoer oerm Rdy“ o”d.peRW
Taht ni urtn esvig yuo a ceepa of dimn whhic ni tunrs eplsh uoy mkae terteb edcsoiins ni ryuo htoer aurnesde.oV
If yuo tge thsi ectpo,cN nad yeard to ivde in, lt’Es ese ahwt atcboianle lnpa kolso iel.K